Antara / Ownership planner

What could you walk away with?

Explore a sale-price range and the money left after debt and selling costs.

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All-cash proceeds before tax$440.5KFull results
01

Your business

SDE is annual benefit for one working owner, not revenue. Start with normalized profit plus that owner's pay and verified add-backs; avoid double counting.

The cost allowance is your estimate, not an Antara fee quote. Taxes, real estate and surplus cash are excluded.

02

Compare a structured handoff

Valuation assumption

2.30x is the 2025 average reported cash-flow multiple for this business type. The range is a modeled +/-20% sensitivity, not a market confidence interval. A specific business can fall outside it.

Illustrative business sale-price range

$460K to $690K

A $575,000 base scenario at 2.30x annual owner benefit. Not a valuation, offer or promised selling price.

Base sale price$575,000
Business debt repayment$100,000
Selling-cost allowance$34,500
All-cash proceeds before tax$440,500$332,400 to $548,600 across the price scenarios

Same price. Different payment timing.

All-cash sale$440,500Net cash at close
20% seller-financed$325,500Net cash at close
Then each month for 5 years
$2,332
Total deferred principal
$115,000
Interest if every payment is made
$24,907
Total nominal proceeds, including interest
$465,407

Deferred payments carry default and collection risk. Nominal future dollars are not equivalent to cash today. The model assumes full amortization, no balloon and every payment made; taxes and discounting are excluded. No Antara price premium is assumed.

The value of stronger owner earnings+$21,620 modeled net proceedsFor each additional $10,000 of sustainable annual owner benefit, holding the multiple, debt and cost percentage fixed. This is a sensitivity, not an Antara growth promise.

Your next step with Antara

Put a transition plan behind the price.

Assess transferability and preparation gaps, then request a conversation with the team. Any future fees or engagement are agreed separately.

Prepare my transition
Sources, calculation method & limitations

Benchmarks: BizBuySell 2025 reported transactions / Q2 2026 listing snapshot. Reviewed 2026-09-12; next review 2026-12-12. Content owner: Antara team. National reported transactions are a selected sample, not the whole market. Median prices and average cash-flow multiples are separate statistics, not one representative deal.

Operator budget = (cash + monthly savings x months + additional capital - reserve) / (equity percentage + acquisition-cost percentage). Income = budget / category multiple - amortizing debt payments - annual reinvestment - modeled manager cost. Goal coverage is income / target, capped at 100%; it is not a credit or readiness score. Financing terms are editable illustrations. See the SBA loan overview for program information; this tool does not test program eligibility.

Seller base price = owner benefit x chosen multiple. The +/-20% range is a sensitivity assumption. Proceeds subtract the entered debt and cost allowance. Seller-note payments use monthly amortization; total nominal proceeds include principal and interest without double-counting the note principal. No valuation premium, financing availability or transaction is guaranteed. Obtain qualified financial, legal and tax advice for an actual deal.

Calculations run locally and are not submitted to Antara or included in analytics. Download is optional. No email is needed to view results.